Learn more about Wheels of Chicago's Buy Here Pay Here in-house financing program

At Wheels of Chicago, we know that financing is a big deal and that you have questions to ask. Click on the questions below for detailed answers on how our in-house financing works and details on how we can help you get on the road to credit freedom. If you have a question that is not listed below, please call us at (773) 754-3535. We look forward to helping you get on the road reliably.

Click on each question to see the answer.


Wheels of Chicago knows that bad things can happen to good people. That’s why Wheels of Chicago specializes in arranging auto loans for individuals who have had credit problems in the past. We can help almost any credit situation. Previous repossessions, foreclosures, charged-off accounts, tax liens, delinquent credit cards, and judgments you may have against you are all obstacles that we have overcome in the past.

Obviously, each person’s situation is a little different, but our Finance Specialists work each and every day with the situations described above and want to give each customer a chance to re-establish their credit worthiness.

Already Approved?

If you have secured your full approval through our online application system you will simply bring your Driver's License and your initial investment funds, in the form of Cash, Cashiers Check, or Money Order, to your vehicle selection appointment.

Pre-approved or Yet to Apply?

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Proof of income (such as pay stubs, social security documentation, or pension documentation)
  • Proof of residence (a recent utility bill, lease, or mortgage)
  • Valid Driver's License

Yes. If you need physical damage coverage, we can help! Our Voluntary Debt Cancellation Coverage (DCC) program provides physical damage protection for the vehicle to meet the terms of your contract. Many of our customers have voluntarily signed up for this policy due to the low cost, which can be lower than the cost of full coverage insurance.

Your specific information will be evaluated by our staff of Finance Specialists who try to get you the loan amount you desire for the right amount of money down!

Our process is simple. We will ask you to fill out our 6 step easy online application. Once you submit that application our team of experts will evaluate and contact you with your approval details and schedule an appointment at one of our three convenient locations. This whole process take just minutes and you will be on the road soon! Our goal is to make your car buying experience fast and pleasant.

FINANCING

START YOUR APPROVAL HERE

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